Taking care of your family's health is one of the hardest and most expensive parts of managing a household. With the cost of doctor's visits skyrocketing and fewer employers offering health care benefits, how can a family have their health care needs met? It can happen! Many of your family's health care expenses can be decreased using the same cost saving techniques that you use for daily household budgeting. Here are a few money saving strategies for getting a more positive outlook for your family's health care expenses:
Taking advantage of referral bonuses! Many practitioners offer referral bonuses or reduced pricing on health care services when their clients bring in new business. It makes sense for everyone involved. You get a discount, the doctor gets the business, and the person that you are referring gets to have peace of mind knowing that their health care professional has been proven to be good.
Buy generic drugs. There is plenty of scientific evidence that shows that the "name brand" drugs are no more effective than the generics. Actually, the generics you can buy for cheap and still have a few dollars left for other medical expenses. But, if you pay for the name brands, you can expect to pay an arm and a leg. Doesn't $1 or $2 sound better for a 30-day supply than an over-budget price of $200 for the same thing?
Watching for eyeglasses deals! You will see them throughout the year, but especially around back to school time. These eyeglasses deals usually can range from as high as discounts of 50-75% to actually free specs for certain family members. Additionally, there are always loads of coupons in the Sunday newspaper that can be used for reduced pricing or buy-one-get-one deals on glasses. If your family is low to moderate income, check your child's school or the local hospital which usually knows or offers children free eyeglasses to ensure that they are able to perform properly in school.
Grab those gift cards! Many drug stores offer actual money or store gift cards when you transfer your prescription to them. Unless you are in a deep relationship with the pharmacist, you could get lots of cash and gifts just by switching stores! For many people, this is a no-brainer and they do it every time they get a new prescription.
Use those coupons! Sunday newspapers and circulars are full of coupons for discounts on medicines and health care services. You can always find ways of saving, cost cutting, or getting freebies if you just stay on the look out.
Healthcare is a part of life, but it doesn't have to be a financial burden for your family. Look for deals and opportunities for saving. Cost comparisons and coupons will help you to know when the best time is to make certain health care decisions. But, always remember to do what will work best for your family and their health even when the world is experiencing an economy crisis! - 15683
Taking advantage of referral bonuses! Many practitioners offer referral bonuses or reduced pricing on health care services when their clients bring in new business. It makes sense for everyone involved. You get a discount, the doctor gets the business, and the person that you are referring gets to have peace of mind knowing that their health care professional has been proven to be good.
Buy generic drugs. There is plenty of scientific evidence that shows that the "name brand" drugs are no more effective than the generics. Actually, the generics you can buy for cheap and still have a few dollars left for other medical expenses. But, if you pay for the name brands, you can expect to pay an arm and a leg. Doesn't $1 or $2 sound better for a 30-day supply than an over-budget price of $200 for the same thing?
Watching for eyeglasses deals! You will see them throughout the year, but especially around back to school time. These eyeglasses deals usually can range from as high as discounts of 50-75% to actually free specs for certain family members. Additionally, there are always loads of coupons in the Sunday newspaper that can be used for reduced pricing or buy-one-get-one deals on glasses. If your family is low to moderate income, check your child's school or the local hospital which usually knows or offers children free eyeglasses to ensure that they are able to perform properly in school.
Grab those gift cards! Many drug stores offer actual money or store gift cards when you transfer your prescription to them. Unless you are in a deep relationship with the pharmacist, you could get lots of cash and gifts just by switching stores! For many people, this is a no-brainer and they do it every time they get a new prescription.
Use those coupons! Sunday newspapers and circulars are full of coupons for discounts on medicines and health care services. You can always find ways of saving, cost cutting, or getting freebies if you just stay on the look out.
Healthcare is a part of life, but it doesn't have to be a financial burden for your family. Look for deals and opportunities for saving. Cost comparisons and coupons will help you to know when the best time is to make certain health care decisions. But, always remember to do what will work best for your family and their health even when the world is experiencing an economy crisis! - 15683
About the Author:
Alexandra Vrugt, who is a well-known expert on saving money in all aspects of daily life, has writwritten many articles on managing the financial challenges caused by the present crisis. For a limited period you can claim your free copy of her Ebook on getting organized - which is the first step to saving money - by visiting her Make Ends Meet Online website.
